Eligibility
See if you qualify for Alabama ABLE the quick and easy way.
Eligibility Snapshot
ABLE accounts are a life-changing tool for millions of people, not just kids. Adults who developed a disability later in life, Veterans and guardians planning future financial stability for adult children with disabilities can take advantage of these accounts.
Who can be eligible for an account?
Any individual who developed a qualifying disability before the age of 46 is eligible for an account. If someone can’t open an account themselves, an Authorized Legal Representative (also known as an ALR) can do it for them.
Some of the disabilities recognized include autism, mental illness, physical disabilities, hearing loss, blindness, and other conditions listed on the Social Security Administration’s “List of Compassionate Allowances Conditions”
In addition, the beneficiary must meet one of the following criteria:
Meet the Social Security definition of disability (receiving SSI or SSDI);
Have a disability certification signed by a licensed physician or, for the current tax year, have filed a valid disability certification with the Secretary of the Treasury.
Who can open an account?
If you are the beneficiary, are over the age of 19, and can manage your own account, go ahead, and get started.
If you’re the Authorized Legal Representative, you can open an account if you can attest that you have been selected by the eligible beneficiary with legal capacity, have Power of Attorney, are a conservator or legal guardian, are a spouse, parent, sibling, or grandparent, or are a representative payee (individual or organization), in that order of priority.
