Woman hugging man with Down Syndrome


Discover all the benefits to help you secure your future.

Understanding ABLE benefits

Supplement state and federal help

An ABLE account is a way to save for eligible disability-related expenses. If you’re receiving Supplemental Security Income (SSI), you can have up to $100,000 in an ABLE account without it counting towards the $2,000 asset limit. Remember, if you go over the SSI limit, you’ll still be eligible for all other benefits (like Medicaid) but your SSI will be suspended — resuming once your balance drops below $100,000 again.

How can I use my ABLE funds?

Eligible Expenses

Most costs related to living with a disability qualify, especially things that are geared toward improving health, independence and quality of life, like: 

  • Living expenses

  • Education

  • Housing

  • Transportation

  • Employment, training, and support

  • Assistive technology

  • Personal support services

  • Health, prevention, and wellness

  • Financial management

  • Administrative services

  • Legal fees

  • Oversight and monitoring

  • Funeral and burial costs

  • And more – provided the expenses relate to the beneficiary’s disability and are made for the benefit of the designated beneficiary

This guide provides examples of possible disability related expenses

Remember: ABLE account holders are advised to maintain copies of receipts for all purchases and fees when using money from their ABLE accounts.