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Eligibility

See if you qualify for Alabama ABLE the quick and easy way. 

Eligibility Snapshot

Who can be eligible for an account?

Any individual who developed a qualifying disability before the age of 26 is eligible for an account. If someone can’t open an account themselves, an Authorized Legal Representative (also known as an ALR) can do it for them.

In addition, an individual is considered eligible for a taxable year if, during that year, either the individual:

  • Is entitled to Social Security Disability Insurance (SSDI); or

  • Is entitled to Supplemental Security Income (SSI) benefits based on blindness or disability under Title II or XVI of the Social Security Act; or

  • Has a disability certification meeting specified requirements that is made under penalties of perjury (Diagnosis-Based Eligibility).

See all forms

Who can open an account?

The Beneficiary, or Authorized Legal Representative (ALR) must be over the age of 19.

An ALR must attest that they have been selected by the beneficiary with legal capacity, are designated as the Power of Attorney, Legal Guardian, or Conservator for the beneficiary, are a spouse, parent, sibling, or grandparent of the beneficiary, or are a representative payee (individual or organization).

Learn more about ALRs