Can an Authorized Legal Representative and beneficiary both have a card?

If you’re the Authorized Legal Representative (ALR) for someone, you can order a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you decide how funds will be used. The beneficiary will not have access to all of the funds in the ABLE account. Beneficiaries can access only what has been loaded onto their prepaid card.