FAQs

Answers at your fingertips

You can scroll through the FAQs or click on a category below to scroll to that section of the page.

• About ABLE
• ALR
• Benefits
• Contributions
• Eligibility
• Fees
• General
• Gifting
• How the Account Works
• Linking Bank Accounts
• Opening an Account
• Prepaid Card
• Qualified Expenses
• Successors and Estates
• Tax Benefits

Filtered by Gifting

What happens if I no longer want to have an online gifting page for my account?

No problem. You can delete it anytime you want, and the contributions that have previously been gifted (including pending contributions) will stay in the account.  Just sign into your account, go to the Overview tab, and click "Manage" on the gifting module. Click “Edit” next to “Annual gifting... Read more

How do gifting limits work?

Gift contributions count towards your standard contribution limit for the year. Friends and family will be prevented from making gift contributions that go beyond the gifting limit you set, but gift contributions could also be capped by contributions you make. For example, if your gifting limit is... Read more

How do I make a gift contribution online?

To contribute online, first make sure the recipient has their gifting page live. Then, use their gifting page link to fill out the form fields as directed — it’s just the usual stuff, like your name, address, the amount you want to contribute, the payment method you would like to use, and the... Read more

How will I know if I’ve received gifts?

When a gift contribution has finished processing, you’ll get an email letting you know someone contributed to your account. All processed gift contributions will also appear in your activity feed. However, even though the contribution is visible immediately, it won’t be available for withdrawal... Read more

Are gift-givers charged a fee when they contribute through my page?

There is no fee for bank account (ACH) gift contributions.

Using the paper Gift Form to contribute by mailing in a paper check is also fee-free.

Gift Form

Who can send me gifts?

Once your gifting page is live, anyone who has a link to it can contribute towards your goal. You can also give friends and family a Gift Form if they’d like to mail a check contribution. Keep in mind that gift contributions count toward your yearly standard contribution limit. So, if you’ve... Read more

How does gifting work?

To help friends and family grow a loved one’s ABLE account, we created a special Gift Form to facilitate the process. Fill out the information about the beneficiary and their ABLE account and include a check of at least $10 made payable to Alabama ABLE with the amount you want to gift. The money... Read more

What is a gifting profile?

For easier gifting, family and friends can create a gifting profile to save their banking information  and have their own personal dashboard with easy access to review their gifting history and receipts. Creating a gifting profile Go to the unique gifting page and click on “Make a... Read more

Can I make regular repeat contributions?

Anyone who sends a gift can set up recurring contributions—for birthdays, holidays, or just because—and save their information in a convenient gifting profile to streamline future gifting. How to set up recurring gifts: Sign in to your gifting profile Select the recipient you would like to send a... Read more